Terms & Conditions

Welcome to Advanced Premium Care. By using our website advancedpremiumcare.com and related services, you agree to the following Terms & Conditions:

1. Use of Website

This website is intended for individuals seeking information on Medicare, ACA health insurance, and related healthcare subsidy programs.

You agree not to misuse this site, attempt unauthorized access, or use it for fraudulent or misleading purposes.

2. No Guarantee of Coverage

Advanced Premium Care is not an insurance carrier. We work with licensed insurance agents and carriers to provide information and enrollment assistance.

Eligibility for Medicare, ACA, or health subsidies is determined by federal and state agencies, not by Advanced Premium Care.

3. Accuracy of Information

You agree to provide accurate and truthful information during inquiries or enrollment assistance.

We are not responsible for errors caused by incorrect or incomplete information you provide.

4. Communications & Consent

By submitting your contact details, you consent to receive phone calls, SMS messages, or emails regarding health insurance options, as permitted under TCPA (Telephone Consumer Protection Act).

Standard carrier rates may apply. You may opt out anytime by replying STOP or contacting us directly.

5. Limitation of Liability

We do not guarantee subsidy amounts, plan availability, or government determinations.

We are not liable for indirect, incidental, or consequential damages arising from your use of this site.

6. Governing Law

These Terms are governed by applicable U.S. federal and state laws, including CMS guidelines for Medicare communications.